Tuesday, 1 December 2020

Alt-Credit App Horserace Is On For the Holidays

PYMNTS.com

Some weeks there’s a lot of action to cover, as is the case with the latest installment (pun intended) of PYMNTS Provider Ranking of Alternative Credit Apps. All however two of the High 10 spots turned over in our newest rating of point-of-sale (POS) credit score apps — little question an indication of elevated utilization as holidays strategy, as properly the formation of purchase now, pay later (BNPL) app preferences.

It’s clear that whichever app is up or down this month, alt-credit is heating up for the vacations. And who doesn’t love basking within the heat glow of splitting up their funds?

The High 5

Diving proper in, Klarna stays at No. 1 the place it’s been for months, having expanded to over 60,000 in-store fee providers across the nation. At No. 2 this day out is QuadPay climbing two spots after two thrilling quarters of deal-making. No. Three goes to Affirm, down one however staying within the High Three with its preliminary public providing (IPO) nonetheless contemporary. Touchdown at No. four is Aussie powerhouse Afterpay, additionally down one spot however staying within the High 5. Ending the High 5 this go round is Sezzle, up one spot from the earlier Alt-Credit score App rating, strengthened by a number of new partnerships.

The High 10

The motion continues as we transfer on to the second half of the High 10.

Dropping one spot from our earlier rating is the Zip Pay app at No. 6, adopted by PayPal-backed Paidy rising two spots to land at No. 7 on its latest “3-Pay” announcement. Coming in at No. eight is the FuturePay app, with Humm dropping one spot to seize No. 9.

Unchanged at No. 10 is LayBuy, concluding this transferring and shaking version of PYMNTS Provider Ranking of Alternative Credit Apps.

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NEW PYMNTS STUDY: ACCELERATING THE REAL-TIME PAYMENTS DEMAND CURVE – NOVEMBER 2020

About: Accelerating The Real-Time Payments Demand Curve:What Banks Need To Know About What Consumers Want And Need, PYMNTS  examines consumers’ understanding of real-time payments and the methods they use for different types of payments. The report explores consumers’ interest in real-time payments and their willingness to switch to financial institutions that offer such capabilities.

— to www.pymnts.com

The post Alt-Credit App Horserace Is On For the Holidays appeared first on Correct Success.



source https://correctsuccess.com/credit/alt-credit-app-horserace-is-on-for-the-holidays/

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